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Does it make a difference where you purchase your insurance policy?

At The COTA Group, we understand that it does.

Insurance is more than a premium payment and a reimbursement check. It is the assurance of help after a car accident, sound advice after a house fire, or assistance with determining treatment after an injury. As your personal insurance agency, The COTA Group provides more than a policy - we become partners in protecting your family.

Our professional insurance experts are longtime Manatee County residents. We’ve invested our time and our lives here. Our mission is to educate our clients and to make sure they have what they need for life here on the West Coast of Florida. We are not just selling you a policy, but we are creating a safety net specifically designed for you. Bring us all your questions, and we’ll provide the answers.

Auto Insurance: Does your insurance pay for a rental? Will your rates go up after an accident? There are many questions to be answered before you purchase an automobile insurance policy and even more after an accident. Our team will explain your options, help you to choose your deductible, and work with you to obtain the coverage you need.

Homeowner’s Insurance: What is the replacement value of your home? Is your swimming pool covered under your policy? Your home is likely the most significant investment you’ve ever made, and it needs the best protection. While your mortgage company requires minimum coverage, your lifestyle may require specific terms to protect the things most essential to you. From the front door to the back porch, you can trust our team with your coverage.

Boat Insurance: What happens if your boat is stranded out on the water? Is the damage covered if it happens while transporting your boat? Boating and water sports are a way of life in this region, and although the state doesn’t require insurance coverage, your lender may. The COTA Group can provide the information and coverage you need to make sure that owning your boat is smooth sailing.

RV Insurance: Does your coverage apply if you drive to Canada? Do you have to pay RV insurance when you aren’t using the RV? The open road awaits, and more and more people are considering the freedom of RV travel. While RV insurance resembles automobile insurance, there are some nuances. Our team will explain how to add your RV to your policy - and a bit of adventure to your life.

Motorcycle Insurance: Can your claim be denied if you weren’t wearing your helmet? How do you decide fault when a car hits a motorcyclist? Florida’s weather and wide-open roadways provide the perfect scenario for cruising on a motorcycle. The COTA Group can offer the right policy to ensure that you are safe while on two wheels. Call us for more information, and we’ll make obtaining coverage a smooth ride.

Flood Insurance: Do I live in a flood zone? Is flooding from a hurricane covered under my policy? Water damage can be among the most catastrophic events, as only a little water can wreak havoc on your home and possessions. Living in this region, we are surrounded by water, and our insurance policies should reflect that. Unsure where to begin? We are here to answer questions and clean up the mess.

Call Today to Get Started

The COTA Group offers friendly service, available agents, and the honesty you need to make the right decisions for you and your family. You have questions, and we are committed to giving you answers.

Does it make a difference where you purchase your insurance policy? We believe that it does.

Call today for a free consultation and no-obligation quote. We proudly serve the Lakewood Ranch, Bradenton, Parrish, Ellenton, Arcadia and Myakka City communities.